.png)
Car accidents occur every day. According to data from the National Highway Traffic Safety Administration, there are more than five million car accidents in the United States every year.
Forty-three percent of car accidents resulted in injuries in 2020.
No one wants to get into an automobile accident, which can be stressful and even fatal. Even accidents that do not result in any major injuries can be traumatizing. Knowing what to do in the immediate aftermath of an accident may make such instances less stressful.
Assess the situation
The insurance experts at GEICO advise individuals involved in an accident to first determine if any of the involved parties suffered an injury.
If you are injured, stay put. If not, check on the condition of the other driver. At this point do not admit any fault or reveal any policy limits.
Next, make a call to emergency services to request assistance from the police and an ambulance, if necessary.
Move your vehicle
If possible, pull the vehicle over to a safe, well-lit public location. This is especially important if you believe you were the victim of a staged accident, says the Insurance Information Institute. If the car will cause another road hazard, it is best to move it over to the side and use flashers to alert oncoming traffic. It is important that you don’t leave the scene, according to American Property Casualty Insurance Association.
Gather evidence
Have the police write up an accident report.
You should take pictures of the damage to your vehicle, the other vehicle, if possible, and the scene of the accident, including any skid marks, debris and/or property damage.
If there are any witnesses to the accident, get their names and contact information. You’ll need this information when filing an insurance claim.
Exchange information
Collect the names, phone numbers, addresses and email addresses of other drivers and vehicle occupants and exchange insurance information with all drivers involved. That includes the insurance company name, policy number and the name of the insured.
Notify a friend or family member
Even if the accident is not serious, you may want to call a friend or family member to provide emotional support. If you’ve been injured, a friend or family member can meet you at the hospital and/or arrange to have your vehicle towed or returned home while you get the care you need.
Automotive accidents can be nerve-wracking.
Knowing the steps to take can alleviate some stress.
